Coverage Basics

What renters insurance covers, and what it doesn’t.

Estimate personal property coverage from the cost of replacing what you own, then check any liability limit your landlord requires. These bedroom-based starting points can help you choose a number to review and adjust.

Updated Aug 2026 · 3 min read

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Goodcover Insurance Solutions, LLC (Goodcover) is an insurance agency licensed to sell property-casualty insurance products. Goodcover will receive compensation from insurance carrier partners for such sales. Refer to the Legal Notices section for additional information.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of the insurance carrier listed in your Policy Declarations. Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.