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Summer Insurance Woes: Tips To Stay Safe and Save More This Season

Summer Insurance Woes: Tips To Stay Safe and Save More This Season

Summer is an exciting time to plan some trips, enjoy the sun, and get the break you desperately need. However, this relaxation can sometimes get spoiled.

What if you’re away for a week and a storm destroys your belongings at home? Or, what if there’s a break-in and you come home to half your belongings missing?

With renters insurance, you shouldn’t be too worried about these scenarios. A quality renters insurance provider like Goodcover can cover all your losses and, with its SUPERGOOD and ULTRAGOOD coverage packages, can help you get rid of additional concerns.

Read along as we discuss the major summer insurance concerns and the insurance tips that can help ensure you choose quality summer insurance services.

  • Major Insurance Concerns During Summer
  • Summer Insurance Tips With Renters Insurance
  • Final Thoughts: Best Summer Insurance Tips To Stay Safe

Major Insurance Concerns During Summer

Whether you decide to spend the summer at home or travel to exotic locations, there are several reasons why summer can be challenging if you don’t have rental coverage:

  • Smoke and fire are primary concerns in the summer. Not only does that include grill fires but also wildfires that can damage houses and personal belongings.
  • Whether people travel or stay home, thefts and burglaries increase during summer. A report on burglary statistics backs that up, showing the average robberies and burglaries increase throughout the U.S. during the summer.
  • While traveling, loss of personal property, such as laptops and bikes, and danger of theft at home can result in massive financial losses.
  • Water leaks in homes or accidents in outdoor pools are also quite common during summer.
  • Extreme weather and natural disasters such as storms and hurricanes bring a lot of destruction.
Important concerns and insurance matters in summer.


Some of these concerns can be taken care of by basic safety tips, at least to a certain degree. However, such summer home maintenance tips can only do so much.

You need a reliable renters insurance policy to enjoy the gifts of summer.

Summer Tips With Renters Insurance

When looking for good insurance coverage, it is important to ask questions such as: What does renters insurance protect, and how can it keep you safe?

Whether staying home or traveling during the summer, renters insurance can keep you free of worries in dangerous situations. With adequate coverage, you do not have to worry about property theft or financial loss, knowing that you will get reimbursed by your insurance provider.

Let’s explore how renters insurance helps you in each of the following cases:

1. Fire and Smoke

Outdoor BBQs are one of the greatest joys of summer, but a small fire in the grill left unnoticed can damage your entire house. Accidents occurring because of outdoor grills are pretty common in summer.

Summer is also when the fear of wildfires is at its peak. If a wildfire destroys your home, you’ll be looking at a severe financial loss. Your personal belongings, including your laptop, expensive appliances, and furniture, can be lost in minutes.

In most fires, Goodcover’s renters insurance plays the role of a savior. With our quality insurance, you’ll only have to pay your deductible, and the rest will be taken care of by us.

2. Thefts and Burglaries

The threat of thefts in the summer is pretty serious. It's not just break-ins, either. Your bikes, vehicles, and outdoor equipment are also vulnerable. If your insurance policy doesn't cover you, these thefts can become a serious, costly concern.

Goodcover's renters insurance helps you get rid of these worries. Whether you're home or traveling, when your bike, laptop, or any other item gets stolen, Goodcover will reimburse you for the loss.

One critical note: Goodcover protects stolen goods at their replacement cost. That means we'll reimburse you for the total value of the original item minus your deductible.

Summer insurance tips.


3. Trips and Travels

Imagine you're waiting for the flight of a much-anticipated trip, you leave your bags for a while to get a cup of coffee, and when you come back, your laptop is gone. It will ruin the entire trip because you've lost an important and expensive item, something you cannot live without.

If, however, you have renters insurance, you won't have to worry one bit. Goodcover's coverage gives you personal property insurance, where all your belongings are covered while you travel.

That also applies to your items in the storage, appliances back home, bike, and all the electronic items you carry.

4. Leaks and Water Damage

Let’s say you left town for a week and your cat accidentally turned the faucet on, let the water run for days, and caused a leak in your downstairs neighbor’s apartment. Does renters insurance cover their water leak damage?

Well, water damage won’t be a big problem with renters insurance. Goodcover takes care of many kinds of water damage.

If the place you rent has a pool, it's also protected under Goodcover’s liability coverage on your policy – just in case someone is injured or hospitalized.


5. Weather Concerns

One of the most important things to worry about during the summer is natural disasters, particularly severe weather conditions. Storms and lightning incidents can cause serious damage to your electronic appliances and personal belongings.

There’s only so much you can do to protect yourself from storms, but good renters insurance gives you an extra cushion. You'll stay safe and protected, no matter how bad the weather gets.

If you lose any belongings, you can get away with worrying about small deductibles while Goodcover takes care of everything else.

Final Thoughts: Best Summer Insurance Tips To Stay Safe

Renters insurance can save you from stressful situations every summer. Goodcover provides you with unparalleled coverage at the lowest prices with excellent customer service.

If you have any questions about your insurance or concerns about your coverage, contact us. Or, get a free quote today and start enjoying the carefree summers you deserve!


Note: This post is meant for informational purposes, insurance regulation and coverage specifics vary by location and person. Check your policy for exact coverage information.

For additional questions, reach out to us – we’re happy to help.

Goodcover is a modern, fair, cooperative renters insurance starting at $5/mo.

Our mission is to build a community of Members enjoying financial peace of mind at the lowest possible cost. Get your instant quote and become a Member today; if you’re switching we’ll do the work for you and you’ll get a refund of anything you’ve prepaid.

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Goodcover Insurance Solutions, LLC (Goodcover) is an insurance agency licensed to sell property-casualty insurance products. Goodcover will receive compensation from insurance carrier partners for such sales. Refer to the Legal Notices section for additional information.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of the insurance carrier listed in your Policy Declarations. Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.