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Modern renters insurance.
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Free instant online quote, no email required. Get a landlord approved policy in under a minute.
Better coverage for your stuff
Get worldwide protection for your stuff. Adored by our members, Goodcover is a refreshing take on insurance.
Instant adjustments, constant protection
Adjust your coverage anytime, anywhere, instantly in your Member Dashboard. With seamless adjustments, you’ll have peace of mind in real-time.
We’ll cancel your badcover
You can cancel your old policy anytime and get a refund of anything you prepaid – it's the law. Best part, we'll do the legwork so you don't have any gap in coverage.
We pay member dividends
We pool Members' premiums, take a fixed fee, pay claims, and return the remainder directly to you through our Annual Member Dividend.
How we work
Lower costs for you
We’re ruthlessly efficient, and eliminate waste that stands between you and peace of mind. Don't pay for agents and celebrity endorsements.
We believe premiums are for your protection, not to fatten our profit. With our easy digital-first experience and human support, Goodcover is modern insurance.
Trusted and loved by our members
The twist? Goodcover returns unclaimed premiums to policy holders at the end of the year.
– Jordan C.
I just got rid of Lemonade to use Goodcover. I'm extremely impressed!!
I had great experience using your insurance, and I have already recommended it to the new tenant.
Wonderful insurance company.
I work in a leasing office and often refer people to Goodcover for a cheap renters insurance to meet our standards.
You guys are awesome!
Good for the community
Help us spread the good word. Invite your friends to join us, and you’ll both earn a month of free insurance.*
*California only. We're working to bring this program to all states — check back soon!
Supported by industry leaders
Our reinsurers have more than $20 billion in assets combined ensuring our Members have access to financial stability in case of large emergencies.