Fair Dealing and Technology

We are rebuilding insurance for the 21st Century.

Better Service Thanks to a Series of Tubes

No paperwork, no awkward sales calls. Just complete transparency through a simple interface.

Manage your account all online, in real time. Or give us a call... our friends will tell you we like talking.

Better Coverage and a Better Price

Our goal is to be "actuarially fair." That's fancy insurance-nerd talk for we charge enough to cover claims and no more.

We guarantee this by giving our customers back any premiums not needed for claims. To make money we charge a flat transparent fee instead.

Better Incentives

How you make money matters.

We make money from a flat fee, pay claims, and give you the rest back, meaning we don't make anything from denying or delaying claims.

This builds fairness into our DNA.